Sachin Bansal couldn’t have timed the launch of his personal loans app better—three months into the Covid lockdown last year, and amid shuttered business, layoffs, and salary cuts. In just three quarters, his Navi Technologies is among the country’s leading fintech lenders as it doubles down on personal loans and ventures into home loans. 

After acquiring Essel Mutual Fund and DHFL General Insurance last year, Navi recently also launched a digital health insurance product, adding one more block in its efforts to grow into a full-fledged financial services company.