Fintech founders ready for more regulation and cautious capital in 2023

Fintech founders ready for more regulation and cautious capital in 2023

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Pratik Bhakta

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Pratik Bhakta

183 reads

After a less-than-stellar 2022, and with the Union budget around the corner, Pratik Bhakta of The CapTable spoke to a clutch of top fintech entrepreneurs to understand what the new year could hold for the sector

January 23, 2023

7 MINS READ

The last few years have seen India’s fintech ecosystem grow at a rate of knots. Around $16.5 billion of funding flowed into the space, with around 17 unicorns being born. Today, industry estimates suggest, more than 300 million Indians are actively using digital payments.

While 2022 saw the sector lose some of its sheen, owing to heightened regulatory attention, this wasn’t too surprising. After all, regulators focus on areas which are attracting interest and where the need for consumer protection is paramount. This is a sign that fintech is coming of age, reaching a similar status as the banking and insurance sectors.

The CapTable reached out to multiple top voices in the Indian fintech space to find out what awaits the sector in 2023.

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