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Zoho’s fintech gambit: Building India’s new code-to-cash engine
Zoho isn’t entering fintech to compete with banks or wallets; it’s trying to stitch together the fragmented ecosystem of business software, banking, financial services & India’s digital public infrastructure. It isn’t just building another UPI app, insists Zoho Payments CEO Sivaramakrishnan Iswaran
By Sohini Mitter
By Pranav Balakrishnan

By Shivani Verma


Zoho’s fintech gambit: Building India’s new code-to-cash engine
Zoho isn’t entering fintech to compete with banks or wallets; it’s trying to stitch together the fragmented ecosystem of business software, banking, financial services & India’s digital public infrastructure. It isn’t just building another UPI app, insists Zoho Payments CEO Sivaramakrishnan Iswaran
By Sohini Mitter
See AllWeekly key news & insights from The CapTable.
Amazon Pay isn’t chasing UPI anymore; it’s chasing your savings
With FDs on its app, Amazon Pay is evolving from a payments add-on into a multi-product fintech platform. While UPI’s scale still trails rivals, analysts say ownership of credit economics and low acquisition costs could turn Amazon Pay into a meaningful financial services player in the long term.
By Sohini Mitter
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