Personal Finance

Why your spouse's name on the property deed won't fool the tax authorities

Maulik M

October 16, 2025 | 7 Min Read

Joint ownership doesn't mean joint taxation. Surprised? Most couples are, until they get a dreaded tax notice explaining that what matters isn’t whose name is on the property, but whose money bought it.

It is common for people, typically married couples, to make investments jointly. As long as this is done with the intent of ensuring that both spouses have easy access to their assets, it’s perfectly acceptable.

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