Fintech

From sprint to marathon: Indian fintechs are opting for stability over speed

Nikhil Patwardhan

August 30, 2024 | 4 Min Read

With the RBI stepping up its regulatory oversight of the country’s fintech sector in recent years, Indian fintechs are embracing caution and sustainability over rapid growth and chasing valuations.

The fifth edition of the Global Fintech Fest (GFF), currently taking place in Mumbai’s upscale BKC, is a solid barometer for India’s fintech sector. With every Indian fintech founder worth their salt, not to mention investors of all shapes and sizes, in attendance, it's a great way to gauge the sentiments of the space.

Far from the the hype and hoopla seen in recent years, this edition saw fintech founders in India in a markedly more pensive mood. Conversations at the event centred on building sustainable businesses and strapping in for the long haul rather than fast money, eye-popping valuations or rapid growth—an approach that has proven risky in the past.

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